131 Ashland Street North Adams, MA 01247. How do you use my personal information? Telephoning is the best way to minimize your possible losses. ; Check or statement - Wells Fargo-issued check or bank statement. This Arbitration Provision also is binding upon and benefits us. You may request this number not be used. If you select the Greenlight Infinity Plan, then you will have access to the Greenlight Infinity Plan Services. d. Choosing the Administrator:Administratormeans the American Arbitration Association (AAA), 1633 Broadway, 10th Floor, New York, NY 10019, www.adr.org; JAMS, 1920 Main St. at Gillette Ave., Suite 300, Irvine, CA 92614, www.jamsadr.com, or any other company selected by mutual agreement of the parties. A court rarely overturns an arbitrators decision. YOU ACKNOWLEDGE AND AGREE THAT COMMUNITY FEDERAL SAVINGS BANK IS NOT PROVIDING ANY OF THE INVEST ACCOUNT SERVICES INCLUDED IN ANY OF THE CARD PLANS. However, if any customer enrolled in the Greenlight + Invest Plan upgrades to the Greenlight Max Plan or Greenlight Infinity Plan, or downgrades to the Greenlight Core Plan or closes its account, the customer will not be able to re-enroll in the Greenlight + Invest Plan.. You agree that we may contact you from time to time regarding your Card Account in any manner we choose unless the law says we cannot. Finally, the Greenlight Infinity Plan includes all of the features and functionality included under the Greenlight Max Plan, together with all of the additional features and functionality of the Greenlight Infinity Plan Services as described in the Greenlight Terms of Service, which is available in the Policy Center link of the Greenlight website at www.greenlight.com. Investing involves risk and may include the loss of capital. In case of errors or questions about your Card Account or if you think your statement or receipt is wrong or if you need more information about a transaction listed on the statement or receipt, call 888-483-2645 or write to Cardholder Services, 303 Peachtree Street NE, Suite 4300, Atlanta, GA 30308. In case of transmission error, or transfer irregularity, your ability to spend the direct deposit funds may be delayed. If you are offered a Virtual Card, it will automatically be activated following the successful verification of the identity of the Primary Accountholder and the initial value load of the Card Account in accordance with the Issuers funds availability policy. 2023 Greenlight Investment Advisors, LLC (GIA), an SEC Registered Investment Advisor provides investment advisory services to its clients. A two-letter country code. If we decide that there was no error, we will send you a written explanation. Type of wire transfer. However, if a Primary Accountholder initially enrolls in a higher tier Card Plan and purchases any Equities while under that Card Plan, then downgrades to the Greenlight Core Plan, the Primary Accountholder will be permitted to retain those Equities purchased prior to the downgrade, but will not be able to increase the amount of their investments in those Equities unless they are also on the curated list of ETFs available under the Investing for Parents Lite feature. Each time you use your Card to make a purchase or obtain cash at an ATM, you authorize us to reduce the value available in your Card Account by the amount of the transaction and any applicable fees. The bank routing number and direct deposit account number are for the purpose of . Get started Learn how we collect and use your information by visiting our Privacy Statement. It is used for electronic transactions such as funds transfers, direct deposits, digital checks, and bill payments. In such event, and if you have established an Invest Account at DriveWealth, you hereby authorize Community Federal Savings Bank to instruct DriveWealth to debit such amounts from your Invest Account at DriveWealth. The bank routing number search tool above helps checking routing number format, verifying the financial institute associated with the routing number, and giving out the routing number (s) of a financial institute. Arbitration of a Claim must comply with this Arbitration Provision and, to the extent not inconsistent or in conflict with this Arbitration Provision, the applicable rules of the arbitration Administrator. The check will typically have the 9 digit routing number down on the bottom left of the check. Arbitration is a method of resolving disputes in front of one or more neutral persons, instead of having a trial in court in front of a judge and/or jury. The monthly limit on ATM cash withdrawal transactions (collectively, for the Primary Account and all Secondary Accounts) is $500.00. Any translation provided may not accurately represent the information in the original English. This Cardholder Agreement (Agreement) outlines the terms and conditions under which the Greenlight Prepaid Mastercard has been issued to you by Community Federal Savings Bank (Community Federal Savings BankorIssuer). The Card is not a credit card. Write down your Card number and the customer service phone number provided in this Agreement on a separate piece of paper in case your Card is lost, stolen, or destroyed. We may monitor or record any conversation or other communication with you. If you do not reject this Arbitration Provision, it will be effective as of the date you received this Agreement. Subject to minimum balance requirements and identity verification. Routing numbers, sometimes called transit numbers, are public and . Hit Continue to review the information ere selecting send money to complete the transaction. All amounts are expressed in U.S. If we are unable to withdraw the Monthly Fee from your Primary Account and your Funding Account, the funds will be withdrawn from one or more of your Secondary Account(s) that have sufficient funds on deposit to pay the outstanding Monthly Fee or from any Cash to Invest balance in your Invest Account necessary to pay the balance of the outstanding Monthly Fee. Routing number Account number. YOU FURTHER ACKNOWLEDGE THAT THE MONTHLY FEE STRUCTURE WHICH COMBINES THE SERVICES PROVIDED BY US, TOGETHER WITH THE INVEST ACCOUNT SERVICES, IS SOLELY FOR EASE OF BILLING PURPOSES, AND THE DIVISION OF FEES PAID TO THE BANK AND FEES PAID TO GREENLIGHT ADVISORS FOR INVESTMENT ADVISORY SERVICES ARE CLEARLY SPELLED OUT UNDER FEE SCHEDULE HEREIN AND IN THE ADVISORY AGREEMENT. The Greenlight + Invest Plan is only available to existing customers who are already enrolled in this Card Plan, and this Card Plan is closed to any new customers. Your prepaid Card Account and associated direct deposit account number cannot be used to make payments through preauthorized direct debits from merchants or from utility or Internet service providers. g. Location and Costs of Arbitration:Any arbitration hearing that you attend in person must take place at a location reasonably convenient to you, as determined by the arbitrator. It is important to know your available balance before making any transaction. Focusing on banking as a service, corporate lending, and other financial services, Pathward brings the future of banking to all who want it by disrupting traditional banking norms. If any provision of this Agreement shall be determined to be invalid or unenforceable under any rule, law, or regulation of any governmental agency, local, state, or federal, the validity or enforceability of any other provision of this Agreement shall not be affected. An ABA routing number has nine digits. Your bank routing number is a 9-digit code used to identify a financial institution in a transaction. The Greenlight Select Plan includes all of the Greenlight Core Plan Services with the exception that it does not include any Invest Account Services (as defined below). For errors involving point-of-sale debit card transactions, we may take up to ninety (90) days to investigate your complaint or question. The minimum amount of an initial value load by ACH and the minimum amount of any subsequent reload shall be established by the Issuer from time to time and disclosed in the Greenlight Policy Center which appears in the footer of www.greenlight.com. Patents Pending. Community Federal Savings Bank does not serve as an investment advisor or a broker dealer in connection with the Invest Account Services; any securities that are acquired by a Primary Accountholder are not deposits or other obligations of Community Federal Savings Bank, are not guaranteed by Community Federal Savings Bank, and are not insured by the Federal Deposit Insurance Corporation (FDIC). The number for Green Dot customer support is 1-866-795-7597. IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money-laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. Furthermore, in the event that the balance of your Primary Account and any Secondary Accounts is insufficient to cover the amount owed,whether such amount is owed to the Issuer or Greenlight, the Primary Accountholder authorizes Greenlight to debit the Funding Account for the amount owed. Atlanta, GA 30308 If your checking account comes with paper checks, this is one of the first places you can look for your bank routing number. By enrolling for these types of communications, you understand and agree to be responsible for any fees or charges you incur as a result of this enrollment. For example, we may contact you by mail, telephone, email, fax, recorded message, text message, or by using an automated dialer device. 2023 Greenlight Financial Technology, Inc. Our business days are Monday through Friday, excluding federal holidays, even if we are open. Offer subject to change at any time. Our contacts with you about your Card Account are not unsolicited. Restrictions on Preauthorized Debits from Card Account, Fee Schedule and Balance/Transfer Limitations.. Greenlight Advisors means Greenlight Investment Advisors, LLC, a wholly-owned subsidiary of Greenlight and a Securities and Exchange Commission (SEC) registered investment advisor. If you are entitled to a refund for any reason for goods or services obtained with your Card, you agree to accept credits to your Card for such refunds and agree to the refund policy of that merchant. You will not receive any interest on your funds in the Card Account. If you request a Physical Card, your Physical Card will automatically be activated when you select a PIN following Physical Card receipt in the manner described under Personal Identification Number below. This code identifies the branch (and bank/credit union) on which the cheque is drawn. We may also ask to see a copy of your drivers license or other identifying documents. Please note: all direct deposits must be from the child's employer and in the child's name. The party asserting the Claim (theClaimant) may select the Administrator. On the home screen, tap Settings . 1 Chase Mobile app is available for select mobile devices. Message and data rates may apply. You must notify us to revoke permission for any person you previously authorized to use a Card. If approved by Community Federal Savings Bank or Greenlight, a new cardholder may be eligible to receive a Virtual Card through the Greenlight application at the time of successful enrollment (as described in the following sentences) and existing cardholders might also be eligible to receive a Virtual Card in their Greenlight application whenever they are approved by Community Federal Savings Bank or Greenlight to receive a Virtual Card in their Application. From time-to-time, we may monitor and/or record telephone calls between you and us to assure the quality of our customer service or as required by applicable law. Please read this Agreement carefully and keep it for future reference. Here are some of the ways to find your number online: On this page - We've listed the US Bank routing number for checking accounts and wire transfers. This code identifies the branch (and bank/credit union) on which the cheque is drawn. There are limitations on these transactions as well as limitations on the loading and card balance. 062000080. The account number works in conjunction with the routing number. Greenlight Core Plan Services means all of the core account services offered to cardholders on the Greenlight application as further described in the Greenlight Terms of Service available in the Policy Center on the Greenlight website at www.greenlight.com. ; Check or statement - US Bank-issued check or bank statement. We may disclose information to third parties about your Card or the transactions you make: Where it is necessary for completing transactions; In order to verify the existence and condition of your Card for a third party, such as a merchant; In order to comply with government agency, court order, or other legal or administrative reporting requirements; If you consent by giving us your written permission; To our employees, auditors, affiliates, service providers, or attorneys as needed; or. How to find my routing number. TO: Silicon Valley Bank ROUTING & TRANSIT#:011002343 BIC/SWIFT Code: BPTCUS33 FOR THE CREDIT OF: (Recipient Account Name) This new Invest Account established for the Primary Accountholder will be in addition to any Invest Account(s) that have been established for a Secondary Cardholder; provided, however, that the Primary Accountholder will, in all cases, be the record owner of all Invest Accounts that are established for a Primary Accountholder or any related Secondary Cardholder, together with all Equities purchased for such Invest Account. We will bear the expense of our attorneys, experts, and witnesses. The menu is given in both English and Spanish. Check or statement - bank-issued check or bank statement. While the routing number identifies the financial institution's name, the account numberusually between eight . You can also cancel your Card Account at any time, but you will not be eligible for a partial refund of the unused portion of the Monthly Fee allocable to the remainder of your current monthly billing cycle. We may offer options that allow you to receive or access text messages or other electronic communications from your mobile phone. The Primary Accountholder, or an Authorized Approver, may load the Primary Account by debit card. The Primary Accountholder may request Secondary Accounts in connection with the Greenlight Services. Participation in the Invest Account Services is subject to approval by Greenlight Advisors and DriveWealth, and the required Invest Account Services agreements and disclosures are subject to change at any time. A routing number is a unique number that identifies a specific banking institution. You will need to tell us: Why you believe there is an error, and the dollar amount involved; and. Arbitration is started by initiating an arbitration or required by giving written notice to the other party requiring arbitration. The Card is a prepaid card. The opt-out notice must be sent to us by mail at: Cardholder Services, 303 Peachtree Street NE, Suite 4300, Atlanta, GA 30308. NO_INVESTMENT_ACCOUNTS. If you elect to purchase a specific dollar value of securities through the Greenlight application, in order to facilitate the transfer of the necessary funds from your Card Account to your Invest Account, you also authorize Community Federal Savings Bank to follow instructions from Greenlight Advisors to transfer funds from your Card Account at Community Federal Savings Bank to your Invest Account at DriveWealth on your behalf. You are responsible for keeping track of your Card Account available balance. We may contact you at home, at your place of employment, on your mobile telephone at any time, including weekends and holidays, at any frequency and leave prerecorded messages or messages with others. Greenlight Max Plan Services means the Greenlight Core Plan Services, the Invest Account Services, and all of the additional services offered to Greenlight Max Plan cardholders as described in the Greenlight Terms of Service available in the Policy Center on the Greenlight website at www.greenlight.com. Four Steps: Respond: Immediate response to the point, positive, neutral or negative. If made available in your Greenlight Account, your Virtual Card will be displayed in the Greenlight application after the successful verification of the identity of the Primary Accountholder and will be activated and ready for use after the initial value load of the Card Account in accordance with the Issuers funds availability policy as further described under Loading Your Card. Your Virtual Card can only be used for transactions where a physical card is not required such as purchases initiated over the phone or online. Why am I being asked to verify my identity? In addition to the three Card Plans listed above that are available for enrollment at any time pursuant to the terms and conditions set forth in this Agreement, there are also two other Card Plans, the Greenlight Select Plan and the Greenlight + Invest Plan that are restricted by Greenlight and can only be selected under the limited circumstances outlined in this Agreement. However, notwithstanding any language in this Arbitration Provision or this Agreement to the contrary, the Class Action Waiver is not severable from the remainder of this Arbitration Provision and, in the event that the Class Action Waiver is held to be invalid and unenforceable, and subject to any right of appeal that may exist with respect to such determination, any class action or representative proceeding shall be determined in a court of law and will not be subject to this Arbitration Provision. It includes a debit card, savings with APY, allowance for chores, financial literacy games, and even investing for kids. We may transfer our rights under this Agreement. You are better off getting a PayPal debit card, but you need a business account or a personal account that has received at least $500 within the last 12 months. Primary Accountholdermeans the individual that opens and is responsible for the Primary Account and Secondary Account(s); the Primary Accountholder may assign certain responsibilities and obligations to a designee, including another parent or partner (the Authorized Approver), whenever specifically provided in this Agreement. Wells Fargo Arizona. We may cancel or suspend your Card or this Agreement at any time. If either you or we require a Claim to be arbitrated, you may tell us in writing that you cannot afford to pay the fees charged by the Administrator and/or the arbitrator or that you believe those fees are too high. If your Card Account is closed, your Invest Account will also be closed in accordance with the terms of Advisory Agreement and the Greenlight Advisors Invest Terms of Service. Greenlight - Kids' Debit Card - Manage Chores One month, on us. Scroll down to Account Info to view your account number and routing number. 026009593. International Wire Transfer to Bank of America account in the USA. You may request, be issued, and/or use a physical plastic Card (a Physical Card) or a digital representation of the Card (a Virtual Card), which will be displayed in the Greenlight application if you have been approved to receive a Virtual Card. The minimum and maximum load amount for direct deposits to all Secondary Accounts associated with the same Primary Account shall be established by the Issuer from time to time and disclosed in the Greenlight Policy Center which appears in the footer of www.greenlight.com. We will tell you the results within three (3) business days after completing the investigation. Access Denied If you have any questions, call (800) 624-6308 If you notify us within two (2) business days of any unauthorized transactions, you can lose no more than $50.00 if someone used your Card without your permission. This includes fees not charged by a court. If you believe that anyone has gained unauthorized access to your PIN, you should advise us immediately following the procedures in the paragraph labeled Your Liability for Unauthorized Transfers.. Each Administrator charges fees to administer an arbitration proceeding and the arbitrator also charges fees. The first series of numbers printed on the left-hand side of the bottom of a check is the bank's 9-digit routing number. Large multinational banks can have several different routing numbers, typically based on the state . Online banking - You'll be able to get your bank's routing number by logging into online banking. You can reach Bank of America's customer service by calling this number: 1 (800) 432-1000. 1-16 (theFAA), and not by any state arbitration law. Greenlight Infinity Plan Services means the Greenlight Core Plan Services, the Invest Account Services, the Greenlight Max Plan Services, and all of the additional services offered to Greenlight Infinity Plan cardholders as described in the Greenlight Terms of Service, which is available in the Policy Center on the Greenlight website at www.greenlight.com. Youandyourmean the person or persons who have received the Card and are authorized to use the Card as provided for in this Agreement, including Secondary Cardholders unless specified otherwise. The Primary Accountholder hereby authorizes and instructs Community Federal Savings Bank to collect the investment advisory fee payable to Greenlight Advisors (if any) from the Monthly Fee and directs Community Federal Savings Bank to remit such $2.99 investment advisory fee directly to Greenlight Advisors on a monthly basis. If you do not notify us within two (2) business days after you learn of the loss or theft of your Card, and we can prove that we could have stopped someone from using your Card without your permission if you had promptly notified us, you could lose as much as $500.00. The Primary Accountholder, or an Authorized Approver, may load the Primary Account by ACH. By selecting a PIN (as defined below) for your Physical Card or using the Virtual Card, you agree to be bound by the terms and conditions contained in this Agreement. If you need more information about our error-resolution procedures, contact us at the telephone number or address shown below in Customer Service. Enter your online banking credentials Choose to have verification go to your phone via text or call and hit continue Enter the verification code once received Choose the bank account you'd like to use to fund your Greenlight account and hit continue 2. The format of check transit number - XXXXX - YYY. The daily limit on ATM cash withdrawal transactions for each Secondary Account is $100.00, which limit includes (i) the amount of the requested withdrawal(s); plus (ii) any fees imposed by us, Greenlight, or any ATM operator in connection with the requested withdrawal(s). On a check. Features Options Learn Who We Are Enter mobile number Get started The money app for families. Phone: (413) 664-4477 Fax: (413) 664-7916 VP/Branch Manager: Jean Noel Drive-Up Hours: Monday-Friday: 8:30am-5:00pm Bank of America routing number. h. Governing Law:This Arbitration Provision is governed by the Federal Arbitration Act, 9 U.S.C. An Invest Account is a Primary Accountholders broker-dealer account established with DriveWealth with the assistance of Greenlight Advisors as registered investment advisor. 89-16 Jamaica Avenue Woodhaven, New York 11421 718.847.6333 Finally, the simplest way to find your Bank of America routing number is to call or visit your bank. We will not ask you to pay or reimburse us for any fees we pay the Administrator or arbitrator. The maximum number of Secondary Accounts permitted is five (5). Your Card may be used for retail purchases and telephone or Internet purchases. Under the Mastercard rules, your liability for unauthorized Card transactions on your Card Account is $0.00 if you notify us within two (2) business days and you exercise reasonable care in safeguarding your Card from loss, theft, or unauthorized use. ; Fedwire - You can look up your routing number on the official website of . If you previously selected and are currently enrolled in the Greenlight + Invest Plan, then you will have access to both the Greenlight Core Plan Services and the Invest Account Services, which are the core features under this Card Plan. Probably the easiest place to find your bank's routing number is to look at your paper checks. The three-digit institution number identifies your bank. Also, we will pay these fees if applicable law requires us to, if you prevail in the arbitration, or if we must bear such fees in order for this Arbitration Provision to be enforced. The purpose of Green Routine: Let go of the last point and focus on the current point. Such authorization shall be provided by the Primary Accountholder or an Authorized Approver to Greenlight and/or the Issuer via the Greenlight application. Upon the expiration of the applicable hold period, any funds held for a particular transaction that are not settled will be made available to the Card Account. The cardholder agrees to sign the back of the Card immediately upon receipt. The Greenlight Max Plan includes all of the features and functionality included under the Greenlight Core Plan, together with the Invest Account Services, and all of the additional features and functionality of the Greenlight Max Plan Services as described in the Greenlight Terms of Service which is available in the Policy Center link of the Greenlight website at www.greenlight.com. SWIFT codes are between eight and 11 characters long and consist of: A four-letter bank code. An ABA (American Bankers Association) routing number is the first number sequence that appears on the bottom left of your paper checks. TO THE GREATEST EXTENT PERMITTED BY APPLICABLE LAW, YOU HEREBY WAIVE ANY CLAIM THAT YOU MAY HAVE AGAINST COMMUNITY FEDERAL SAVINGS BANK RELATING TO THE INVEST ACCOUNT SERVICES. Limitations on amounts that may be added to your Primary Account and associated fees may be found on the Fee Schedule table below. The two first digits range from: 1 to 12 for regular banks. The Card is not for resale. Both account numbers and routing numbers are required for banks, credit unions, and other financial institutions to process auto payments, direct deposits, checks, and wire transfers.
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